Any citizen gainfully employed in the Republic of Cyprus, who is incapable of work as a result of an occupational accident or disease, is entitled to social benefits for accidents at work and occupational diseases. Self-employed persons or voluntary contributors are not entitled to such benefits.

The social benefits for accidents at work and occupational diseases are classified into 3 categories:

  1. Temporary Disability Benefits (Injury Benefit)
  2. Permanent Disability Benefits (Disablement Benefit)
  3. Death benefit

There is no minimum qualifying period in order to be approved for such benefits.

1. Temporary Disability Benefits (Injury Benefit)

The temporary disability benefit, also known as injury benefit, is paid to any employed person who is incapable of work as a result of an injury suffered at his/her workplace or an occupational disease. The benefit is paid for a period of maximum 12 months from the date of the accident or first day of the disease. 

The injured workers must submit an application form for injury benefit together with the relevant medical certificates to the nearest Social Insurance Service Office, within 21 days from the date of injury.

The temporary disability benefit consists of a basic benefit and a supplementary benefit calculated as follows:

  • the weekly basic benefit is equal to 60% of the average weekly basic insurable earnings*that the person has earned in the previous contribution year**, increased to 80%, 90% and 100% for one, two or three dependants respectively (maximum three dependants). A spouse is considered dependant if he or she is not working or is not receiving any benefit from the Social Insurance Fund.  For persons whose earnings are below the basic insurable earnings the minimum benefit paid is that corresponding to the basic insurable earnings.
  • the weekly supplementary benefit is 50% of the average weekly earnings exceeding the basic insurable earnings in the previous contribution year**, up to maximum twice the amount of weekly basic insurable earnings.

*The weekly amount of basic insurable earnings is €174.38. This amount is adjusted once a year according to changes in wages. The maximum weekly covered earnings are €1,046.

**If the application for invalidity benefit is submitted in the first semester of the year, the earnings of the last contribution year are considered to be those received two years before. If the application is submitted in the second semester, the earnings of last contribution year are considered to be those of the last calendar year.  For example if the application is submitted in the first 6 months of 2014, the previous contribution year would be 2012, but if the application is submitted in the second semester of 2014 then the previous contribution year would be 2013.

2. Permanent Disability Benefits (Disablement Pension)

The disablement benefit, also known as permanent disability benefit, is paid to any employed person who has lost his/her physical or mental faculties as a result of an accident at work, to a degree of not less than 10%. However, in case of pneumoconiosis the compensation is paid from a degree of 1%.

To apply for this benefit an application form for permanent disablement benefit together with the relevant medical certificates must be submitted within three months from the date of injury to the nearest Social Insurance Office. According to the degree of disability the permanent disability benefit is paid either as grant (lump sum) or as pension. It takes the form of grant if the disability is between 10% and 19%, and for disability of 20% and above it takes the form of pension (no benefit is payable for disability below 10%).

The permanent disability pension for 100% disability consists of a basic pension and a supplementary pension assessed as below:

  • the weekly basic pension is 60% of the weekly amount of basic insurable earnings*. The basic pension is increased by 80%, 90% and 100% for one, two or three dependants respectively. A spouse (male or female) is considered dependant if is neither working nor receiving any benefit from the Social Insurance Fund;
  • the weekly supplementary pension is 60% of the average weekly earnings exceeding the weekly basic insurable earnings accumulated the last two years before the day of the accident and for which the applicant has paid social insurance contributions.

*The weekly amount of basic insurable earnings is €174.38. This amount is adjusted once a year according to changes in wages. The maximum weekly amount of basic insurable earnings is €1,046.

The permanent disablement benefits are adjusted in January and July each year according to changes in wages and prices. The Disablement Pension for 20% to 99% disability is calculated as a percentage of the full disability pension (basic and supplementary) according to the degree of disability. However, if the person concerned remains permanently incapable of work, the degree of the disablement pension is increased to 75%, 85% and 100% as for the Invalidity Pension.

A Disablement Grant is paid for disabilities of 10% to 19%.  The disablement grant is equal to 7 times the yearly amount of full disability pension (without any increase for dependants), multiplied by the percentage of the degree of disability.

The beneficiaries of a disablement pension are entitled also to an allowance for constant care. This is equal to 55% of the basic disablement pension for 100% disability, meaning that the current monthly allowance is € 230,18 .

3. Death Benefits

The survivors of an employed person who died as a result of an accident at work or occupational disease are entitled to death benefits which includes the widows'/widowers' pension, the orphans' benefit and the funeral grant.

The applications for the death benefits must be submitted to the nearest Social Insurance Office, within three months from the date of death or one year in case of the funeral grant.

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